Financing

Financing Options at Pine State Services

Proudly Serving Portland & Beyond with Commercial & Residential Projects

Pine State has teamed up with a financing partner to offer project financing. We understand that system replacements can be unexpected. Fortunately, whether it’s planned or unexpected, we’re here to help by making it hassle-free through our convenient third-party partner,

  • No down payment required.
  • Quick response times.
  • Multiple payment options.
  • Convenient payment arrangements.

Find out more about your options today.

Efficiency Maine offers a variety of energy loans to help you pay for energy upgrades. All of their loans are low-interest, long-term loans with no fees. The application process is simple and quick. Often, annual energy savings exceed the cost of monthly loan payments in the very first year.

Popular loan projects include energy assessments, air sealing, insulation, high efficiency boiler or furnaces, pellet stoves, wood stoves, and ductless heat pumps. Additional energy or health and safety measures may be included with qualifying energy saving projects such as dealing with water issues in basements, crawl spaces, and attics; mold mitigation; radon mitigation; and asbestos remediation. With your energy advisor, insulation company or registered heating contractor, determine a scope of work that will result in energy savings, comfort, and safety year after year.In order to qualify for financing, the scope of work must include at least one eligible measure from the prescriptive list or have a total projected whole home savings greater than or equal to 20% as determined by an energy model. Popular prescriptive list measures that meet the minimum requirement for financing include: an energy assessment and a minimum of 6 hours of air sealing work, comprehensive insulation projects as recommended by an energy advisor, eligible heat pumps, pellet and wood stoves, high efficiency central boilers, and furnaces. As long as at least one highly cost-effective eligible measure is included in the project, additional energy saving upgrades as well as health and safety improvements can be included in financing.

Details on eligible scopes of work can be found on the Energy Loan Scope of Work Form:

  • Efficiency Maine offers a variety of loan types to meet your financing needs and monthly budget.
  • Efficiency Maine ENERGY LOANS are available statewide providing quick easy loans as low as $1,000 and loans for larger projects up to $15,000 at 4.99% APR.
  • Efficiency Maine MICRO LOANS allow homeowners with credit scores as low as 580 to borrow up to $4,000 over 10 years at 5.99% APR to afford the most cost-effective energy saving improvements like air sealing, insulation and ductless heat pumps.

Home Energy Loans

Efficiency Maine offers a variety of home energy loans to help you pay for energy upgrades. Maine homeowners can borrow up to $15,000 over 10 years with no fees and interest rates as low as 4.99% APR. Apply Now Online Monthly Payment Chart (4.99% APR fixed) Loan Amount 3-Year Loan 5-Year Loan 10-Year Loan 1 $2,500 $75 $48 $27 … Continue reading

Questions? Our Portland home service technicians have you covered – call us at (207) 747-1210 today to speak to us!

We Aren't Happy Until You Are!

  • Your installer Ryan was absolutely awesome, I couldn’t be happier with the whole experience!

    “Your installer Ryan was absolutely awesome! From the first day, he was extremely friendly, and he answered all of my questions in detail. He introduced me to the electrician, Mark, who was also ...”

    - Evan
  • All in all, he made what could have been a disruptive experience into one of the smoothest jobs I've ever had done.

    “We had a brand new heating and hot water system put in. Lee described the system in detail and gave a competitive quote. Josh was the installer and did a fantastic job. He explained everything he was ...”

    - Gerry S.
  • They do quality work and the techs are always nice.

    “This company has saved me more than once. The 24/7 service is a lifesaver. They clearly explain the $79 to come and waive it if there is a repair. I prefer this pricing structure to the surprise ...”

    - Bette K.
  • Came to my house on time, and did everything I needed really quickly, and to my satisfaction.

    “Service was great, Bill S. came to my house on time, and did everything I needed really quickly, and to my satisfaction. If I have anything else that I needs to be done, I'll be sure to call again.”

    - Ken C.
  • I left a service request online at midnight and was called before 8:30 in the morning.

    “I needed someone to fix my furnace as I had no hot water and I couldn't get the burner to light. I left a service request online at midnight and was called before 8:30 in the morning, with a tech at ...”

    - Mandy S.
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  • Generac
  • Diamond Contractor Elite
  • Bryant
  • Accredited Bosch Contractor
  • Mitsubishi Electric

Why Choose Pine State?

  • Community-Involved

    We are proud to support local organizations around our community.

  • Highly Rated

    We are a Mitsubishi Diamond Contractor ELITE & Platinum Dealer!

  • Warranties & Guarantees

    We offer an outstanding two-year parts and labor warranty on all of our installations.

  • Highly Trained, Clean Technicians

    We invest in our technicians with continuous training in our state-of-the art-center.

  • Available 24/7

    We always have techs ready for same day services and emergencies.

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