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Financing Options at Pine State Services

Proudly Serving Portland & Beyond

Pine State has teamed up Constant Energy Capital with to offer project financing. We understand that system replacements can be unexpected. Fortunately, whether it’s planned or unexpected, we’re here to help by making it hassle-free through our convenient third-party partner,

  • No down payment required.
  • Quick response times.
  • Multiple payment options.
  • Convenient payment arrangements.

Find out more about your options today.

Constant Energy Capital

Efficiency Maine offers a variety of energy loans to help you pay for energy upgrades. All of their loans are low-interest, long-term loans with no fees. The application process is simple and quick. Often, annual energy savings exceed the cost of monthly loan payments in the very first year.

Popular loan projects include energy assessments, air sealing, insulation, high efficiency boiler or furnaces, pellet stoves, wood stoves, and ductless heat pumps. Additional energy or health and safety measures may be included with qualifying energy saving projects such as dealing with water issues in basements, crawl spaces, and attics; mold mitigation; radon mitigation; and asbestos remediation. With your energy advisor, insulation company or registered heating contractor, determine a scope of work that will result in energy savings, comfort, and safety year after year.In order to qualify for financing, the scope of work must include at least one eligible measure from the prescriptive list or have a total projected whole home savings greater than or equal to 20% as determined by an energy model. Popular prescriptive list measures that meet the minimum requirement for financing include: an energy assessment and a minimum of 6 hours of air sealing work, comprehensive insulation projects as recommended by an energy advisor, eligible heat pumps, pellet and wood stoves, high efficiency central boilers, and furnaces. As long as at least one highly cost-effective eligible measure is included in the project, additional energy saving upgrades as well as health and safety improvements can be included in financing. Details on eligible scopes of work can be found on the Energy Loan Scope of Work Form

Efficiency Maine offers a variety of loan types to meet your financing needs and monthly budget.

Efficiency Maine ENERGY LOANS are available statewide providing quick easy loans as low as $1,000 and loans for larger projects up to $15,000 at 4.99% APR.
Efficiency Maine MICRO LOANS allow homeowners with credit scores as low as 580 to borrow up to $4,000 over 10 years at 5.99% APR to afford the most cost-effective energy saving improvements like air sealing, insulation and ductless heat pumps.


Home Energy Loans

Efficiency Maine offers a variety of home energy loans to help you pay for energy upgrades. Maine homeowners can borrow up to $15,000 over 10 years with no fees and interest rates as low as 4.99% APR. Apply Now Online Monthly Payment Chart (4.99% APR fixed) Loan Amount 3-Year Loan 5-Year Loan 10-Year Loan 1 $2,500 $75 $48 $27 … Continue reading


Questions? Our Portland home service technicians have you covered – call us at (207) 747-1210 today to speak to us!

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  • Many thanks to the team.

    “Michael and his associate were great. They provided exactly the services we sought and were a pleasure with whom to discuss and review the difficult issues we"ve had with an old heating system. Many ...”

    - Robert B.
  • Explained the issue before repairing it and I had total confidence that it was fixed by the time he left.

    “Arrived quickly and immediately repaired my problem. Tech was careful not to bring snow and ice into my home. He explained the issue before repairing it and I had total confidence that it was fixed by ...”

    - Danielle M,
  • My go-to heating & plumbing company!

    “I have used Pine State Services both personally (2 new home builds) and professionally (about a dozen times). I can't speak highly enough of Lee, Sam, and their entire crew. They are a pleasure to ...”

    - Karen B.
  • He was knowledgeable and fixed the Problem quickly and efficiently.

    “We appreciated the fact that he used shoe covers so as not to track dirt through the house. He was knowledgeable and fixed the Problem quickly and efficiently. We would certainly use Pine State again.”

    - Desmond P.
  • The service all around is great at Pine State Service!

    “Bill S has worked at my house before. Again he was needed for an emergency repair and was awesome. He was very straight forward about what the problem was, what was needed to fix it, and how long it ...”

    - Christopher E.
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